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Currency Related Terms (کرنسی سے متعلق اصطلاحات)

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Bitcoin: A digital currency created to use online. It is not controlled by any central bank. It is operated through a software.
(بِٹ کوائن،یا ڈیجیٹل کرنسی)

Bond: A bond is a debt investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate. Bonds are used by companies, municipalities, states and sovereign governments to raise money and finance a variety of projects and activities.
(کسی کمپنی یا سرکاری ادارہ میں سرمایہ کاری کے بدلے جاری کیے گیے عہد
نامے، تمسک)

Central Bank: The bank that is authorized by the Government to officially manage currency. The Reserve Bank of India is the central bank in India.
(مرکزی بنک)

Convertibility: An agreement between different currencies or currency systems setting a ratio for exchanges between their units.
(تبدّل پذیری)

Denomination: The value of a particular coin or banknote.
(سکّہ کی قدر)

Demonetisation: Cancelling the value of the currency by a central bank (upon which people are asked to deposit the currency in banks and exchange for new notes).
(اسقاطِ زر)

Devaluation: An official reduction in the value of money announced by the Government due to which the foreign currency becomes dearer.
(تخفیفِ زر)
EFT: Electronic Fund Transfer which facilitates transfer of money through banks. In In India it is known as NEFT.
(پیسوں کا الکٹرانک ٹرانسفر یا برقی ترسیل)

Foreign Exchange: A system or an institution by which money of a country is exchanged against money of another country. In short ‘Forex’.
(زرِمبادلہ)

Legal tender: Money backed by a Government.
(سکۂ رائج الوقت)

Mark Up: Additional increase on the price or exchange rate of a currency. This is how banks and FX providers typically make a profit when dealing in foreign exchange.
(زرِ مبادلہ پر کیا گیا منافع)

Mint: The official press where currency notes are printed and coins are made.
(ٹکسال)

SWIFT: The Society for Worldwide Interbank Financial Telecommunication
A cooperative organization that promotes standardization for financial transactions.
(پیسوں کے بین الاقوامی تبادلے کا ذریعہ)

Black Money: The wealth or money stored through evasion of taxes. (This is how it is understood in India.) But elsewhere it is the money paid to someone to harm a third person.
(کالا دھن،ناجائز دولت)

Securities: Securities are a form of ownership that are traded on a secondary market. Securities allow one to own the underlying asset without taking possession.
(سیکیوریٹیز)

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